Insurance Claims and Collateral Lies

I don’t know about you, but I have often had the collywobbles when filling in insurance forms.  Nowadays many of us will make an online application, and that is where the fun/agony starts.  Confronted with a barrage of tick boxes, and wracking one’s memory store to get the facts right can be a very daunting ...

Wills and Probate – Why Use a Solicitor?

Making a Will – You can buy a pack from a supermarket or newsagent or download one from the internet and make your own Will.  There are lots of Will writing Companies around too, so why do you need a Solicitor?  Here are just eight good reasons why:   1. Getting it wrong!   Sadly, ...

Unnecessary Hurdles of PIP

Disability Living Allowance was introduced by the Government in 1992.  It was meant to assist those with personal care and/or mobility needs caused by mental or physical disability.  It integrated the former benefits of Mobility Allowance and Attendance Allowance, and it produced two additional lower rates of the benefit.   PIP DLA was phased out ...

Equity Release from Your Home

Equity is the lender’s valuation of your house after they have taken into account any existing loan which has to be repaid and in order to give them a first charge against the title and therefore not the same as the market value.   What is it for?   This article is aimed mainly at ...

Powers of Attorney Complaints Soar

The number of complaints relating to “Powers of Attorney” – where a friend or family member is given the legal power to manage another person’s finances – has more than doubled in the last five years.  New complaints to the Financial Ombudsman Service about the service rose from 71 in 2010 to 178 in 2015. ...

Do You Have the Right to Rent Out Your Property

All governments promise to make our lives simpler by streamlining legal requirements and making our lives easier by reducing “red tape”.  The current government seems to have forgotten that particular promise when we consider some of the recent rules relating to what is known as the “right to rent”.   DUTIES, PENALTIES, STATUTORY EXCUSES   ...
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